Do You Need Classic Car Insurance to Drive in a Parade?

Driving a classic car in a parade is a fun way to showcase your prized vehicle, but it does raise some vital insurance questions. While parades are generally low-risk events, they still take place on public roads and involve other vehicles, floats, and large crowds. If you’re planning to drive your classic car in a parade, it’s crucial to ensure you have the right coverage in case something goes wrong. The answer depends on your policy type and the registration status of your vehicle.

What Makes Classic Car Insurance Unique

Classic car insurance is designed explicitly for collectible vehicles that are not used as daily drivers. These policies often include mileage limits, require secure storage, and may restrict coverage to specific events, such as parades, exhibitions, or car shows. If your classic car insurance policy includes “parade use,” you’re likely covered—but it’s always a good idea to confirm with your provider before participating.

Why Coverage Matters During Parades

Even though parades are slow-moving, accidents can still happen, such as a fender bender, property damage, or injury to a spectator. Without proper insurance, you could be held liable for damages or other issues. Additionally, some parade organizers may require proof of insurance before allowing participants.

Carminucci Agency: Serving Croton Falls, NY

At Carminucci Agency, we’re here to help you find the insurance products you need. Proudly serving the Croton Falls, NY, area, our team is dedicated to protecting your investments and ensuring peace of mind. Contact us today to learn more about classic car insurance and schedule a consultation.