Although any Croton Falls, NY area vehicle could be stolen, a motorcycle’s size and general design make it especially susceptible. Purchasing and installing an anti-theft device can definitely lower the chances of that happening.
But how might that affect your motorcycle insurance policy, and what might you need to know before moving ahead with a particular option?
At Carminucci Agency, we’ve covered all your burning questions about motorcycle insurance. In the meantime, let’s dig into how purchasing anti-theft tools or systems for your motorcycle might affect your policy.
How Would an Anti-Theft Device Affect Your Motorcycle Insurance Policy?
You may have heard that theft-proofing your motorcycle will help you save money on your policy. However, while that’s correct, it’s not a sure thing across the board. Potential savings and benefits depend on which devices you go with, the details of your policy, and the provider you purchase your policy from.
Generally speaking, you want to go for the options most likely to keep a criminal from taking permanent possession of your bike. Examples to consider include:
- Disabling features (automatic or otherwise) that allow drivers to physically prevent their bikes from being driven away
- Tracking interfaces that let owners of stolen bikes locate them later on (and repossess them with the help of the authorities)
- Anti-theft equipment you can prove was installed by a professional
In other words, the more robust and effective the protection method, the lower the chances that a thief will ever be able to steal your bike successfully. That, in turn, means you’re less likely to need to file a claim, which may add up to savings on your Croton Falls, NY motorcycle insurance policy.
However, you should never assume that an anti-theft system you’re considering will have a specific effect on your policy. Always contact a professional insurance agent to discuss the matter before moving forward. We at Carminucci Agency will gladly help you sort out the details. Get in touch with us today to get started!