While you’re enjoying the water in your boat or watercraft, you need to make sure your vessel is covered.
Here’s what you need to know about boat/watercraft insurance in Croton Falls, NY and how Carminucci Agency can help you with your insurance needs.
What Does Boat/Watercraft Insurance Cover?
Obtaining boat/watercraft insurance provides essential coverage for your vessel.
Physical Damage Coverage
Physical damage coverage protects your boat while it’s in storage or being transported. This type of damage coverage also protects your boat in the event of:
Liability coverage helps you in the event of a collision involving a dock, another boat, or other boaters.
Personal Liability Coverage
Personal liability coverage protects you and your family members in the event of an accident that injures another person.
Medical payments coverage handles any medical expenses that occur if you or someone occupying your boat is involved in an accident.
Coverage for property damage handles any damage that may be caused to another person’s property while you are operating your watercraft.
What Are the Benefits of Boat Insurance?
Purchasing a boat is a large investment and it’s important to keep insurance on your boat in case of an accident.
Emergency Assistance of Towing
Being stuck in the middle of the water with no one around is a scary thought. When you have boat/watercraft insurance, you don’t have to worry about expensive towing fees because your boat/watercraft insurance covers it.
Uninsured Boater Coverage
Not every boat operator is insured. However, with an active boat/watercraft insurance policy, you can add this coverage and have peace of mind. Regardless of who causes damage to your boat, you aren’t stuck paying for everything out-of-pocket.
Total Loss Replacement
If your boat or watercraft sinks or is a total loss because of irreparable damage, you could spend thousands replacing or repairing your boat. You can add a total loss replacement to your Croton Falls, NY policy so you can enjoy being on the water in a short time.
Call Us Today
Here at Carminucci Agency, we’re here to help you with your insurance coverage needs. We proudly serve New York, New Jersey, Connecticut, and Massachusetts.
Contact us today to learn more about our insurance services.