Umbrella insurance is a form of coverage that blankets over several existing items you likely already have insurance for. This kind of insurance is designed to offer you additional liability insurance, which will help extend your overall coverage and protection, which is beneficial if you own valuable items or if you might be a greater risk for a possible lawsuit. Additional liability protection is always helpful, but before you go and invest in such coverage, it is a good idea to know exactly what it covers. Here at Carminucci Agency, we are here to aid you in many insurance options, so if you live around Croton Falls, NY, we’re here to help address your umbrella insurance needs.
What Does Umbrella Insurance Cover?
Several items fit under the coverage breadth of umbrella insurance. It is used to add additional coverage over things like your car, home, RV, boat, or nearly anything else you own that is insured and yet can be involved in an accident. Umbrella insurance can be used commercially for added protection over the vehicles in your fleet and your property. It isn’t used for a stationary object, such as a painting, as you will insure the painting up to a set value and don’t need liability insurance for it. Essentially it is above and beyond traditional liability insurance coverage for what you own.
Covering Your Umbrella Insurance Needs
If you’re in need of insurance coverage and are considering umbrella insurance as a possible option, you likely have a handful of questions about it. Our staff at Carminucci Agency is here to provide you with these answers. So, if you live in the area around Croton Falls, NY, we’re here to help. Give us a call at your convenience.