{"id":74,"date":"2022-06-14T04:00:00","date_gmt":"2022-06-14T10:00:00","guid":{"rendered":"https:\/\/www.carminucciagency.com\/blog\/?p=74"},"modified":"2022-06-14T11:26:28","modified_gmt":"2022-06-14T17:26:28","slug":"what-croton-falls-ny-boat-owners-need-to-know-about-boat-watercraft-insurance","status":"publish","type":"post","link":"https:\/\/www.carminucciagency.com\/blog\/what-croton-falls-ny-boat-owners-need-to-know-about-boat-watercraft-insurance\/","title":{"rendered":"What Croton Falls, NY Boat Owners Need to Know about Boat\/Watercraft Insurance"},"content":{"rendered":"<p>While you&#8217;re enjoying the&nbsp;water in your boat or watercraft, you need to make sure your vessel is covered.<\/p>\n<p>Here&#8217;s what you need to know about boat\/watercraft insurance in&nbsp;Croton Falls, NY and how Carminucci Agency can help you with your insurance needs.<\/p>\n<h2>What Does Boat\/Watercraft Insurance Cover?<\/h2>\n<p>Obtaining boat\/watercraft insurance provides essential coverage for your vessel.<\/p>\n<p><strong>Physical Damage Coverage<\/strong><\/p>\n<p>Physical damage coverage protects your boat while it&#8217;s in storage or being transported. This type of damage coverage also protects your boat in the event of:<\/p>\n<ul>\n<li>Fire<\/li>\n<li>Vandalism<\/li>\n<li>Theft<\/li>\n<li>Lightning<\/li>\n<\/ul>\n<p><strong>Liability Coverage<\/strong><\/p>\n<p>Liability coverage helps you in the event of a collision involving a dock, another boat, or other boaters.<\/p>\n<p><strong>Personal Liability Coverage<\/strong><\/p>\n<p>Personal liability coverage protects you and your family members in the event of an accident that injures another person.<\/p>\n<p><strong>Medical Payments<\/strong><\/p>\n<p>Medical payments coverage handles any medical expenses that occur if you or someone occupying your boat is involved in an accident.<\/p>\n<p><strong>Property Damage<\/strong><\/p>\n<p>Coverage for property damage handles any damage that may be caused to another person&#8217;s property while you are operating your watercraft.<\/p>\n<h3>What Are the Benefits of Boat Insurance?<\/h3>\n<p>Purchasing a boat is a large investment and it&#8217;s important to keep insurance on your boat in case of an accident.<\/p>\n<p><strong>Emergency Assistance of Towing<\/strong><\/p>\n<p>Being stuck in the middle of the water with no one around is a scary thought. When you have boat\/watercraft insurance, you don&#8217;t have to worry about expensive towing fees because your boat\/watercraft insurance covers it.<\/p>\n<p><strong>Uninsured Boater Coverage<\/strong><\/p>\n<p>Not every boat operator is insured. However, with an active boat\/watercraft insurance policy, you can add this coverage and have peace of mind. Regardless of who causes damage to your boat, you aren&#8217;t stuck paying for everything out-of-pocket.<\/p>\n<p><strong>Total Loss Replacement<\/strong><\/p>\n<p>If your boat or watercraft sinks or is a total loss because of irreparable damage, you could spend thousands replacing or repairing your boat. You can add a total loss replacement to your Croton Falls, NY policy so you can enjoy being on the water in a short time.<\/p>\n<h3>Call Us Today<\/h3>\n<p>Here at Carminucci Agency, we&#8217;re here to help you with your&nbsp;insurance coverage needs. We proudly serve New York, New Jersey, Connecticut, and Massachusetts.&nbsp;<\/p>\n<p>Contact us today to learn more about our insurance services.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While you&#8217;re enjoying the&nbsp;water in your boat or watercraft, you need to make sure your vessel is covered. Here&#8217;s what you need to know about boat\/watercraft insurance in&nbsp;Croton Falls, NY and how Carminucci Agency can help you with your insurance needs. What Does Boat\/Watercraft Insurance Cover? Obtaining boat\/watercraft insurance provides essential coverage for your vessel. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[14,13],"class_list":["post-74","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-carminucci-agency","tag-croton-falls-ny"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts\/74","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/comments?post=74"}],"version-history":[{"count":1,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts\/74\/revisions\/75"}],"wp:attachment":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/media?parent=74"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/categories?post=74"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/tags?post=74"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}