If you\u2019re a homeowner in Westchester or Croton Falls, NY, a flood-prone area, you must be worried about water damage. Of even deeper concern is whether your insurance will cover you for losses caused by floods.<\/p>\n
What many homeowners don\u2019t know is that home insurance doesn\u2019t cover damage caused by floods automatically. You\u2019ll have to incur extra costs for your home insurance policy to include flood damage. If you\u2019re taking a mortgage, your lender might make it mandatory to have a flood insurance policy.<\/p>\n
However, various myths surround the topic of flood insurance. In this guide, experts at Carminucci Agency take you through these common myths and prove why they are not true.<\/p>\n
Floods affect everyone in equal measure. It doesn\u2019t matter whether you\u2019re a homeowner or a renter. It also doesn\u2019t matter the kind of house you live in\u2014 floods can destroy your space.<\/p>\n
Therefore, flood insurance goes beyond homeowners. Renters can purchase it and protect their belongings.<\/p>\n
Some people think that only communities under high flood risk areas are covered by NFIP, which is not true. Out of the 23,000 communities under NFIP, some are not in Special Flood Hazard Areas. If your community is not listed, you can raise the issue through your local leaders.<\/p>\n
Although it\u2019s true FEMA usually compensates people affected by floods, it\u2019s not in all situations. Most of the time, only flooding cases declared as national disasters qualify for compensation from FEMA. You can\u2019t sit back and think that you\u2019re safe without flood insurance.<\/p>\n
If you\u2019d like to know more information about flood insurance in Westchester or Croton Falls, NY, get in touch with us at Carminucci Agency. We\u2019ve helped the people of this area understand why they need flood insurance and dispel such myths and misconceptions.<\/p>\n","protected":false},"excerpt":{"rendered":"
If you\u2019re a homeowner in Westchester or Croton Falls, NY, a flood-prone area, you must be worried about water damage. Of even deeper concern is whether your insurance will cover you for losses caused by floods. What many homeowners don\u2019t know is that home insurance doesn\u2019t cover damage caused by floods automatically. You\u2019ll have to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[14,13],"class_list":["post-40","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-carminucci-agency","tag-croton-falls-ny"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":3,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions"}],"predecessor-version":[{"id":44,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions\/44"}],"wp:attachment":[{"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/media?parent=40"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/categories?post=40"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.carminucciagency.com\/blog\/wp-json\/wp\/v2\/tags?post=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}